Disclosures Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative, please seek proper legal and tax advice prior to engaging in re-titling / structuring of any assets. Please note that the laws are subject to change and can have an impact on your asset protection strategy.There are no assurances or guarantees that the strategies, plans, or products discussed in this material would result in financial success. 1Kestra Financial, Inc. is the parent company of Kestra Investment Services, LLC, member FINRA/SIPC, and Kestra Advisory Services, LLC.*Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. IFG Wealth Strategies is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide legal or tax advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax and legal counsel.2.S&P 500 Index is an unmanaged group of securities considered to be representative of the stock market in general. You cannot directly invest in the index.